Dr. Ayse Sapci is an Associate Professor of Economics at the Jon M. Huntsman School of Business at Utah State University, and she is currently a Visiting Professor at Yale University. Ayse received her PhD in Economics from Vanderbilt University. Before joining USU, she was an Assistant Professor of Economics at Colgate University. Her research and teaching interests focus on the fields of Macroeconomics and Financial Economics, with a particular focus on the connection between the financial sector and the housing market.